Terms and Conditions

1. Acceptance of Terms

By using the website and services of Life Solutions by TQ, you agree to comply with and be bound by these Terms and Conditions, as well as any additional policies that may apply.

2. Services Provided

Life Solutions by TQ provides insurance services. The specifics of services are outlined in your agreement or the services page on the website.

3. Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You may not use the website to:

I. Violate any laws or regulations

II. Harm or disrupt the functioning of the website

III. Transmit harmful or unlawful content

4. Intellectual Property

All content on the Life Solutions by TQ website, including but not limited to text, images, logos, and software, is owned by us or our licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works based on the content without our explicit permission.

5. Payment and Fees

Fees for our services are as outlined on the website or agreed upon in individual service agreements. All payments must be made according to the terms specified at the time of purchase or invoicing.

6. Limitation of Liability

Life Solutions by TQ will not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or website. You use our services at your own risk.

7. Termination

We may suspend or terminate your access to our services at any time for any reason, including a violation of these Terms and Conditions.

8. Governing Law

These Terms and Conditions shall be governed by the laws of the State of Colorado, without regard to its conflict of laws principles.

9. Dispute Resolution

Any disputes arising from these Terms and Conditions shall be resolved through binding arbitration in Colorado. You agree to waive any right to a trial by jury or class action.

10. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page, and the revised terms will be effective as of the date posted.

11. Contact Information

Here at Life Solutions by TQ we send appointment information - confirmation & reminder messages to customers once they have booked an appointment with Life Solutions by TQ on website and opted-in to receive promotional and notification SMS from Tracy Quintana. You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to
[email protected].

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

For privacy-related inquiries, please refer to our privacy policy: www.lifesolutionsbytq.com/privacy-policy

For any questions regarding these Terms and Conditions, please contact us at [email protected].